Not Your Average Mortgage Broker.
Choose Strategy Before You Choose a Loan.
Clarity on what’s possible. Structure that actually makes sense. Support all the way through.
Home Loan? Business Loan? Asset Finance? We’ve got you covered.
Home Loans
First Home Buyers
Self Employed
Debt Consolidation
Self Managed Super Funds
Car & Asset Finance
Property Investment
Business Finance
Private Lending
MEET THE FOUNDER & principal broker
👋 Meet Piers - Your Loan Strategist Mortgage Broker
I’m Piers. I’ve helped client after client navigate tricky loans and get approved with confidence.
I help real people secure real loans - fast, clear and tailored to their situation. First home buyer? Self-employed? Looking to use equity? Let’s get you approved with a plan that still makes sense five years from now and beyond.
Based in the Southern Highlands, I work with clients locally and across Sydney and Canberra who want more than just a rate. If you’re looking for clear strategy and smart loan structure, you’re in the right place.
🎓 Mortgage Broker | Dip. Finance & Mortgage Broking, Piers Shumack (Credit Representative No. 551892)
Don’t Take My Word For It...
Martin I.
“I recently engaged Mint Home Loans to aid in the procurement of an investment property via SMSF. Piers was very knowledgeable on the subject matter and tailored a solution suitable to my current situation and needs. His professionalism, promptness in replies and personable nature was very commendable.”
Jakob D.
“Piers was incredibly proactive and went above and beyond, a treasure to deal with and really insightful. Now we have our Investment loan done, we're heading back to revise our retirement plan and begin the process with Mint home loans on our SMSF.”
Carina M.
“We recently engaged Piers from Mint Home Loans, and was thoroughly impressed with the level of service he provided throughout the process. He demonstrated a deep understanding of the market and was able to guide me towards a mortgage solution that perfectly aligned with our financial goals.”
We Work With Real People.
Lets go!
First Home Buyers
Tired of feeling like you need a degree to buy your first home?
The advice is confusing. The rules keep changing. And every lender wants something different.
We simplify everything. We’ll tell you exactly what you need, what you don’t, and how to get approved without the guesswork.
You want keys in hand - we’ll build the plan to get you there.
Self-Employed
You run a business - but the banks treat you like a risk.
No payslips? Inconsistent income? They don’t get it - we do.
We’ve helped freelancers, tradies, and business owners get approved using alt-doc loans, accountant letters, and smart structuring that actually works.
You bring the income - we’ll turn it into a loan approval.
Families
You’ve got equity. You’ve got expenses. What you need is options.
Whether it’s school fees, renos, or just breathing room - we help families unlock the value in their homes and put it to use.
No fluff. No “maybe later.” Just clear advice and a strategy that frees up cash when you need it.
It’s your money - let’s put it to work.
Investors
You’ve got equity. You’ve got expenses. What you need is options.
Whether it’s school fees, renos, or just breathing room - we help families unlock the value in their homes and put it to use.
No fluff. No “maybe later.” Just clear advice and a strategy that frees up cash when you need it.
It’s your money - let’s put it to work.
Super Simple 3 Step Process
Step 1
Quick Chat - 30min
Let’s have a friendly, no-pressure chat and see where you’re at.
We’ll talk about your goals, where you’re stuck, and what’s possible. You’ll leave with a few action steps and fresh ideas - no strings attached.
Step 2
Prep & Plan
Time to dive deeper and figure out your borrowing capacity etc.
We’ll go through your numbers, uncover any gaps, and start shaping a plan that gets you where you need to be.
Step 3
Apply with Confidence
When you’re ready, we’ll submit your application - fully prepared.
By now, we’ll have the right lender, the right loan, and all the details lined up to give you the best shot at a fast approval.
Ready to get started?
FAQs
Quick Answers to Your Loan Questions
What documents do I need to apply for a mortgage?
Youll need proof of income, employment verification, credit history, and asset documentation.
How do I know which type of home loan is best for me
Our mortgage advisors will discuss your financial situation, future plans, and housing needs to help you choose the mortgage product that best suits your goals and financial condition
Does Mint Home Loans offer support for buyers with lower credit scores?
Yes, we have options for clients with varying credit profiles, including FHA loans which are more accessible to those with lower credit scores and require smaller down payments.
What documents do I need to apply for a mortgage?
Youll need proof of income, employment verification, credit history, and asset documentation.
How do I know which type of home loan is best for me
Our mortgage advisors will discuss your financial situation, future plans, and housing needs to help you choose the mortgage product that best suits your goals and financial condition
Does Mint Home Loans offer support for buyers with lower credit scores?
Yes, we have options for clients with varying credit profiles, including FHA loans which are more accessible to those with lower credit scores and require smaller down payments.
Book Your FREE Strategy Call
Piers Shumack (Credit Representative No. 551892) is authorised under Australian Credit Licence No. 390261 held by Vow Financial Pty Ltd.
Australian Financial Complaints Authority (AFCA Member No. 101258). MFAA(No. 928100).