Southern Highlands & Canberra Specialists

Don’t know who to trust with your next loan?

I get it. That’s why I built a process that’s clear, strategic, and actually works.

MEET THE FOUNDER & principal broker

👋 Meet Piers – Your Loan Strategist

I’m Piers. I’ve helped client after client navigate tricky loans and win. I help real people get real loans - fast, clear, and tailored. First home? Self-employed? Trying to use equity? Let’s get you approved today - with a plan that still makes sense five years from now.

🎓 Mortgage Broker | Dip. Finance & Mortgage Broking, Piers Shumack (Credit Representative No. 551892)

Don’t Take My Word For It...

Martin I.

“I recently engaged Mint Home Loans to aid in the procurement of an investment property via SMSF. Piers was very knowledgeable on the subject matter and tailored a solution suitable to my current situation and needs. His professionalism, promptness in replies and personable nature was very commendable.”

Jakob D.

“Piers was incredibly proactive and went above and beyond, a treasure to deal with and really insightful. Now we have our Investment loan done, we're heading back to revise our retirement plan and begin the process with Mint home loans on our SMSF.”

Carina M.

“We recently engaged Piers from Mint Home Loans, and was thoroughly impressed with the level of service he provided throughout the process. He demonstrated a deep understanding of the market and was able to guide me towards a mortgage solution that perfectly aligned with our financial goals.”

We Work With Real People.

Lets go!

First Home Buyers

Tired of feeling like you need a degree to buy your first home?
The advice is confusing. The rules keep changing. And every lender wants something different.
We simplify everything. We’ll tell you exactly what you need, what you don’t, and how to get approved without the guesswork.
You want keys in hand - we’ll build the plan to get you there.

Self-Employed

You run a business - but the banks treat you like a risk.
No payslips? Inconsistent income? They don’t get it - we do.
We’ve helped freelancers, tradies, and business owners get approved using alt-doc loans, accountant letters, and smart structuring that actually works.
You bring the income - we’ll turn it into a loan approval.

Families

You’ve got equity. You’ve got expenses. What you need is options.
Whether it’s school fees, renos, or just breathing room - we help families unlock the value in their homes and put it to use.
No fluff. No “maybe later.” Just clear advice and a strategy that frees up cash when you need it.
It’s your money - let’s put it to work.

Investors

Super Simple 3 Step Process

Step 1

Quick Chat - 30min

Let’s have a friendly, no-pressure chat and see where you’re at.
We’ll talk about your goals, where you’re stuck, and what’s possible. You’ll leave with a few action steps and fresh ideas—no strings attached.

Step 2
Prep & Plan

Time to dive deeper and figure out your borrowing capacity.
We’ll go through your numbers, uncover any gaps, and start shaping a plan that gets you into your first home sooner.

Step 3
Apply with Confidence

When you’re ready, we’ll submit your application—fully prepared.
By now, we’ll have the right lender, the right loan, and all the details lined up to give you the best shot at a fast approval.

Ready to get started?

Home Loan? Business Loan? Asset Finance? We’ve got you covered.

Home Loans

First Home Buyers

Self Employed

Debt Consolidation

Self Managed Super Funds

Car & Asset Finance

Property Investment

Business Finance

Private Lending

FAQs

Quick Answers to Your Loan Questions

What documents do I need to apply for a mortgage?

Youll need proof of income, employment verification, credit history, and asset documentation.

How do I know which type of home loan is best for me

Our mortgage advisors will discuss your financial situation, future plans, and housing needs to help you choose the mortgage product that best suits your goals and financial condition