ATTENTION: families

Stop Juggling Kids, Work & Mortgage Stress - Let The Family Finance Experts Handle Your Home Loans

The Family Property Accelerator by Mint Loans

Stop Sacrificing Family Time For Finance Stress - Home Loans & Wealth Building Handled

You're managing school runs, soccer practice, and work deadlines - the last thing you need is mortgage stress keeping you up at night. What if getting the right home loan didn't have to be stressful?
We've made it simple.

🎓 Mortgage Broker | Dip. Finance & Mortgage Broking, Piers Shumack (Credit Representative No. 551892)

Don’t Take My Word For It...

Martin I.

“I recently engaged Mint Home Loans to aid in the procurement of an investment property via SMSF. Piers was very knowledgeable on the subject matter and tailored a solution suitable to my current situation and needs. His professionalism, promptness in replies and personable nature was very commendable.”

Jakob D.

“Piers was incredibly proactive and went above and beyond, a treasure to deal with and really insightful. Now we have our Investment loan done, we're heading back to revise our retirement plan and begin the process with Mint home loans on our SMSF.”

Carina M.

“We recently engaged Piers from Mint Home Loans, and was thoroughly impressed with the level of service he provided throughout the process. He demonstrated a deep understanding of the market and was able to guide me towards a mortgage solution that perfectly aligned with our financial goals.”

Self Employed finance can feel like a minefield

  • You're outgrowing your home - But moving seems impossible with current interest rates and your complex family budget

  • School fees are crushing your cash flow - You need equity access but don't know how to structure it properly

  • You want to build wealth for your kids' future - But investment property seems too risky or complicated with family expenses

  • Your mortgage doesn't match your family's needs anymore - Fixed rates ending, family growing, income changing - but refinancing feels overwhelming

The 3 Moves That Get You from Confused to Approved

Step 1

Quick Chat - 30min

Let’s have a friendly, no-pressure chat and see where you’re at.
We’ll talk about your goals, where you’re stuck, and what’s possible. You’ll leave with a few action steps and fresh ideas—no strings attached.

Step 2

Prep & Plan

Time to dive deeper and figure out your borrowing capacity.
We’ll go through your numbers, uncover any gaps, and start shaping a plan that gets you into your first home sooner.

Step 3

Apply with Confidence

Time to dive deeper and figure out your borrowing capacity.
We’ll go through your numbers, uncover any gaps, and start shaping a plan that gets you into your first home sooner.

Sarah & David Went From Mortgage Stress To $1.2M Property Portfolio (While Raising 2 Kids Under 12)

Loan amount $450,000, Unit in Queanbeyan NSW, Property Price $470,000

Sarah and David were drowning in family financial chaos with two kids (ages 5, 8) bursting out of their Sydney home, but upgrading seemed impossible with their $750k mortgage and looming private school fees of $45k per year. "We were house-poor," says Sarah. "Great income, but every dollar went to the mortgage or kids' expenses. We felt trapped." When their eldest needing to start high school in coming years, they realised they had to either sacrifice their kids' education dreams, sell and move further out (adding 2 hours daily commute), or find a smarter way to make their money work harder.

What We Actually Did for Eric

We restructured their entire family finance strategy in 30 days: accessed $200k equity to upgrade to a 5-bedroom family home in the same school zone, turned their original home into a cash-flow positive rental property, set up offset accounts that save $2,400 per year in interest, and created a family trust structure to protect their growing wealth. The results after 18 months: property portfolio value jumped from $750k to $1.2M, they're earning $38,000 annual rental income, monthly cash flow improved from -$200 to +$850, school fees are fully covered by rental income and tax savings, and their family stress is eliminated. "We went from losing sleep about money to building wealth while we sleep," says Sarah.

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